Sunday, September 15, 2019

What is the difference between mobile banking and e-Wallets?

What is the difference between mobile banking and e-Wallets?



a. Mobile banking is more widely accepted at merchant locations
b. Mobile banking allows one to manage his or her bank account while e-Wallets store credit/debit cards, gift cards, and loyalty cards and can be used for purchases
c. There is no difference
d. Mobile banking is for external use while e-Wallets are for personal financial tracking
e. e-Wallets are newer and have not been adopted by consumers or merchants yet


Answer: b. Mobile banking allows one to manage his or her bank account while e-Wallets store credit/debit cards, gift cards, and loyalty cards and can be used for purchases

What is the impact of Bitcoin on accounting?



A. The IRS ruled Bitcoin should be treated like property and the profit should be recognized as a capital gain. Losses can offset the capital gain
B. If you own Bitcoin you should not pay taxes on them
C. Bitcoin need central authority like banks to approve the transactions
D. All Bitcoin transactions are reviewed by auditors
E. Bitcoins are like credit cards because every transaction is easily traceable


Answer: A. The IRS ruled Bitcoin should be treated like property and the profit should be recognized as a capital gain. Losses can offset the capital gain

Mobile wallets can store which of the following:



a. Loyalty cards
b. Gift cards
c. Credit Cards
d. Debit Cards
e. All of the above


Answer: e. All of the above

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